Wildan, Muhammad (2026) garuh Kepercayaan Dan Persepsi Risiko Terhadap Keputusan Pembelian Produk Elektronik Rumah Tangga Pada Platform Social Commerce: Pendekatan Information Adoption Model. Masters thesis, UIN K.H. Abdurrahman Wahid Pekalongan.
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Abstract
Perkembangan social commerce di Indonesia meningkatkan ketergantungan konsumen pada informasi daring untuk keputusan pembelian produk elektronik rumah tangga. Namun, peran relatif kualitas informasi, kredibilitas sumber, kepercayaan, dan persepsi risiko dalam mendorong adopsi informasi dan pembelian masih memerlukan bukti empiris yang terintegrasi dengan kerangka TRA/TPB serta norma syariah (maqāṣid). Penelitian ini menguji jalur kausal: kualitas informasi dan kredibilitas sumber → kegunaan informasi → adopsi informasi → keputusan pembelian, serta menilai peran kepercayaan dan persepsi risiko sebagai antecedent dalam konteks social commerce produk elektronik rumah tangga di Indonesia. Metode — Data diperoleh melalui survei daring terhadap 600 responden dengan teknik purposive sampling di wilayah Pekalongan. Instrumen kuesioner mengukur konstruk utama, dan analisis dilakukan menggunakan PLS SEM dengan prosedur bootstrapping. Kualitas informasi dan kredibilitas sumber meningkatkan kegunaan informasi, yang selanjutnya mendorong adopsi informasi. Adopsi informasi berperan sebagai mediator signifikan yang menerjemahkan kegunaan informasi menjadi keputusan pembelian. Kepercayaan berpengaruh positif terhadap adopsi informasi dan keputusan pembelian, serta dimediasi oleh adopsi informasi dalam jalur kepercayaan → pembelian. Sebaliknya, persepsi risiko tidak menunjukkan pengaruh langsung maupun mediasi yang signifikan, sehingga perannya lebih bersifat kontekstual dan kemungkinan bekerja melalui kepercayaan atau kegunaan informasi. Penelitian ini memperkuat integrasi Information Adoption Model dengan TRA dan TPB, menegaskan adopsi informasi sebagai mediator utama dalam jalur informasi dan kepercayaan menuju keputusan pembelian, serta menambahkan legitimasi normatif melalui perspektif maqāṣid al syarīʿah. Platform dan penjual disarankan menstandarkan kualitas konten, melakukan verifikasi sumber, memperkuat proteksi konsumen (refund, garansi, proteksi pembayaran), serta mengkomunikasikan kepatuhan etis/syariah bila relevan. Penelitian lanjutan direkomendasikan menggunakan data transaksi terverifikasi, analisis multi group, serta pengujian jalur alternatif persepsi risiko → kepercayaan/kegunaan informasi → adopsi informasi → keputusan pembelian. Kata kunci: Kepercayaan; Persepsi Risiko; Model Adopsi Informasi; Adopsi Informasi; Social Commerce; TRA; TPB; Maqāṣid al syarīʿah; Produk Elektronik Rumah Tangga. ABSTRACT The growth of social commerce in Indonesia has increased consumer reliance on online information for household electronic purchase decisions. However, the relative roles of information quality, source credibility, trust, and perceived risk in driving information adoption and purchase realization still require empirical evidence integrated with TRA/TPB and Islamic normative principles (maqāṣid). This study examines the causal path: information quality and source credibility → information usefulness → information adoption → purchase decision, and evaluates the roles of trust and perceived risk as antecedents in the context of household electronic products on social commerce platforms in Indonesia. Data were collected through an online survey of 600 respondents using purposive sampling in Pekalongan. Constructs were measured via questionnaires, and analysis employed PLS SEM with bootstrapping to test direct and indirect effects. Information quality and source credibility enhance information usefulness, which subsequently drives information adoption. Information adoption acts as a significant mediator, translating usefulness into purchase decisions. Trust positively influences both adoption and purchase decisions, and its effect on purchase is mediated by information adoption. Conversely, perceived risk shows no significant direct or mediating effect, indicating a contextual role that may operate through trust or usefulness. This study strengthens the integration of the Information Adoption Model with TRA and TPB, highlighting information adoption as the key mediator in both information and trust paths toward purchase decisions, while adding normative legitimacy through maqāṣid al syarīʿah. Practically, platforms and sellers should standardize content quality, verify sources, enhance consumer protection mechanisms (refunds, warranties, payment security), and communicate ethical/sharia compliance to build trust and increase conversion. Future research is recommended to use verified transaction data, conduct multi group analysis, and test alternative paths (perceived risk → trust/usefulness → adoption → purchase). Keywords: Trust; Perceived Risk; Information Adoption Model; Information Adoption; Social Commerce; TRA; TPB; Maqāṣid al syarīʿah; Household Electronic Products.
| Item Type: | Thesis (Masters) | ||||||||||||
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| Uncontrolled Keywords: | Kepercayaan; Persepsi Risiko; Model Adopsi Informasi; Adopsi Informasi; Social Commerce; TRA; TPB; Maqāṣid al syarīʿah; Produk Elektronik Rumah Tangga. | ||||||||||||
| Subjects: | 200 RELIGION (AGAMA) > 2X0 ISLAM UMUM > 2X6.3 Ekonomi Islam, Sistem Ekonomi Islam 300 SOCIAL SCIENCE ( ILMU SOSIAL ) > 330 Economics (Ilmu Ekonomi) > 330 Economics/Ilmu Ekonomi |
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| Divisions: | Pascasarjana > Magister Ekonomi Syariah | ||||||||||||
| Depositing User: | UIN Gus Dur Pascasarjana | ||||||||||||
| Date Deposited: | 04 Feb 2026 03:31 | ||||||||||||
| Last Modified: | 04 Feb 2026 03:31 | ||||||||||||
| URI: | http://etheses.uingusdur.ac.id/id/eprint/17784 |
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